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Franklin Templeton Investments
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<!-- business info --><br/><br/><br/><br/><br/><br/>Collective Investment Schemes in Securities (CIS) are generally medium to long term investments. The value of participatory interests may go down as well as up and past performance is not necessarily a guide to the future. Fluctuations or movements in exchange rates may cause the value of underlying international investments to go up or down. CIS are traded at ruling prices and can engage in borrowing and scrip lending. A schedule of fees and charges and maximum commissions is available on request from Franklin Templeton International Services S.à r.l., 8A rue Albert Borschette, L-1246 Luxembourg. Commission and incentives may be paid and if so, would be included in the overall costs. Franklin Templeton Investment Funds (“FTIF”) and Franklin Templeton Shariah Funds (“FTSF”) are priced on a forward basis and prices are calculated daily. FTIF and FTSF do not provide any guarantee either with respect to the capital or the return of a portfolio. FTIF and FTSF are regulated in Luxembourg. The FTIF sub-funds and FTSF sub-funds available for public sale in South Africa are approved by the Financial Services Board. Investments in foreign securities may expose the fund to risks such as potential constraints on liquidity and repatriation of funds, macroeconomic, political, foreign exchange, tax, settlement and potential limitations on the availability of market information. For full information on all the risks applicable to this fund, please refer to the fund’s prospectus.<!-- /business info -->
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