-We comply not only with the letter of the law, but the intent of the law as well. FGL ASSOCIATES pride ourselves on thefact that as a debt recovery unit; we are pro-active; energetic; versatile; and outcome focused. By understanding our client’s needs; values and priorities we are able to provide a very high; individually focused; quality of service. We have strong credentials and considerable experience in all aspects of collections and litigation processes throughout South Africa. Dedicated Collectors are assigned for the maintenance of accounts