NEW VALUE ADDED EXTENSIONS:POST MORTEMIn the event that the circumstances surrounding the claim warrant a PM Report – we will pay 25% of the underlying benefitup to a maximum of R100,000 pending the PM report. This provides the insured with immediate relief as some PM’s cantake up to 5 years. If the circumstances do not warrant a report we will not request such.BLOOD TRANSFUSIONInsurers will pay up to R100,000 in excess of Medical Aid. Most Medical Aids limit the benefit for Blood Transfusions. Even ifyou are blood donor you still incur costs.EXCLUSION FREE BUY OUTmeaning that your client can purchase up to 50% of the underlying benefit to be paid in the event that the circumstances ofthe claim would have normally been excluded. The only two exclusions that would still apply is active participation in warand the nuclear/biological exclusion.DREAD DISEASEHeart Attack, Chronic Coronary Heart Disease, Stroke, Cancer, Kidney Failure, Major Organ Transplant, Paraplegia,Blindness and Multiple Sclerosis
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