Hamtern Unclaimed

We have no authority to bind a risk with an insurer nor are we financially incentivised or rewarded through the profitability of the risks placed with an insurer

We clearly understand our role as an independent intermediary and are not conflicted in any business transactions with insurers or underwriting managers. Furthermore we do not financially profit from the underwriting performance, resulting from business placed by us with a particular insurer or underwriting manager.Hamtern are incentivised by attracting and retaining clients through our superior service offering. Our primary aim is to provide comprehensive, cost effective insurance and risk management solutions, utilising the most appropriate insurance market.Whilst we fully exploit information technology, we pride ourselves in providing a one-on-one service to both individual and business clients, through a team of dedicated insurance experts.