Debt Counseling came into being in 2005, The National Credit Act protects you and by following the correct guidelines you can protect your assets. We help to asses and restructure your debt and we attain a court order to finalize and protect all your belongings. Take action today BEFORE YOU RECIeiVE A SUMMONS and call us to make a well informed decision. We will help you step by step through the process. Over indebtedness does cause break down in relationships, stress, depression, sleepless nights.