Absolutely Covered Brokers specialises in short term insurance for businesses
Most short term insurance policies specifically exclude cover when a personal vehicle is used to convey “fare paying passengers” as well as for trade use. An insurer could easily consider the payment received by the owner as an income, and therefore classify the use of the vehicle as “business use”. If the vehicle is insured for private use only, the motorist may have his/her claim rejected as a result.