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The purpose of Debt Counselling is to offer an alternative remedy to over indebtedness other than the traditional methods such as Administration and Sequestration. Debt Counselling is a great tool to grow the economy and allow consumers to enter back into the credit market with a clean record, once they have been rehabilitated by the debt counselling program. Though Debt Counselling is still relatively new in South Africa, the concept has been accepted and proven in countries such as The United Kingdom and United States of America with proven results.
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