The BizSwitch Platform constitutes iPay's flagship suite of products. BizSwitch is a switching platform for online transactions including prepaid electricity, prepaid gas, prepaid water and prepaid airtime as well as electronic funds transfers (EFT's) and bill payments. BizSwitch supports many different channels for processing transactions, including: Point of Sale (POS) terminals, ATM's, unattended kiosks, cellphone, web and 3rd-party vending. The BizSwitch platform is offered as a Software-as-a-Service (SAAS) solution. See this brochure for an overview of all of iPay's products: Brochure: iPay Products Overview