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We approve loans where others don't. EC Online Loans was established in 2005 with the sole aim to provide short term loans, personal loans and cash loans. We also do blacklisted loans and can assist clients nationwide EC Online Loans is a 7 year old company who is owner run and based in Western Cape, We are affiliated with many credit providers who provide credit to South Africans via the internet and mobile. Our service providers offer flexible loans of R1000 to R 50 000 for anything up to 60 months. All our service providers are a registered Credit Providers, regulated by the National Credit Act 34 of 2005. Our mission is to solve consumers’ occasional, urgent and short-term cash flow problems with an equally short-term solution. We base our commitment to responsible lending on transparency, flexibility and extreme selectivity – we believe it’s possible to provide credit in a way that suits consumers, not lenders.Minimum period offered by registered credit provider(s): 12 MonthsMaximum Period offered by registered credit provider(s): 84 MonthsLoan Types: Secured Loans, Unsecured Loans,Our referral consultant(s) and their respective financial Services and Credit providers whom vet our clients to provide a possible loan, subject tothe clients’ affordability and credit criteria as prescribed and governed by the NCA (National Credit Act, 2005, DO NOT provide pay day loan services.Representative Example: Nett loan amount, R 50,000.00, term 36 months, APR (Annual Percentage Rate) 10.71%, fixed nominal rate at 8.84% p.a., one-time Service fee approximately 2.00% of net loan amount. This could apply provided the following: A sufficient credit score and positive affordability criteria at the sole discretion of the credit provider. Please note, this representative example could vary dependent on the service provider granting the credit transaction/agreement.
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