When you aresuffering under the yoke of over-indebtedness, then you need a debt counsellor.A consumer is considered to be over-indebted if the money available afterpayment of essential expenses is not enough to pay all other debts. A consumer is over-indebted when he/she cannot service all his/her debts in atimely manner as agreed in the credit agreements. Take control over your situation today and allow L-assist-U to help you with:Setting up a budget and keeping track of your monies.Offer protection against further legal action been taken against you by your creditors.Renegotiate repayment rates with your creditors (Reduce your installments by up to 65%)